Viewing all of your income and expenses in one place is a smart way to know exactly what you are spending and more importantly, how much you can save. Use our budget calculator to understand where your money is going on a weekly, fortnightly, monthly, quarterly and annual basis.

With a wide range of options, work out whether you should save or spend more on things like insurance, household items, education, or transport.

This will also be invaluable next time you need to refinance as lenders are requiring more detailed information about Living Expenses.

Call Greg Clough directly on 0409 02 99 22 to understand how to manage your finances and plan for a bright future with his personal attention.